加州金融保护与创新部 (DFPI) 的英文缩写）上个月宣布，已对 11 家违反加州证券法的公司发出停止和终止令。重点包括有关他们向投资者提供未评级证券以及重大错误陈述和遗漏的指控。

这些违规行为应该提醒我们尽管加密货币对于公众来说是一个独特而令人兴奋的行业，但它仍然是一个充满潜在不良参与者和诈骗者的领域。是的，到目前为止，政府对加密货币的监管充其量是最少的，明显缺乏行动. 无论您是全职专业投资者还是希望参与其中的休闲爱好者，在投入任何与加密货币相关的机会之前，您都必须绝对确定自己正在从事什么工作。

加利福尼亚州为那些希望在该州开展业务的人建立了特定于加密货币的商业注册流程。州长 Gavin Newsom 否决了提议的框架，因为建立和执行这样一个框架所需的资源对该州来说是令人望而却步的。虽然尚未部署此类合规基础设施，但它确实表明监管机构对加密货币行业存在担忧。

加利福尼亚的欺诈案件凸显了对加密货币采取监管行动的必要性

There seems to be a pattern that new industries, particularly those that are attracting as much international attention as cryptocurrencies, are particularly vulnerable to fraud.. You only have to return to cannabis legalization to find out when the last time California dealt with fraudulent schemes of this magnitude.

It seems inevitable that California, known for being the first country in regulation and compliance, will create some sort of regulatory infrastructure specifically for cryptocurrencies in the name of consumer protection.. If history is any indication, other states will follow once California releases its framework.

迄今为止，联邦和州代表一直试图起草加密货币金融监管法律，但徒劳无功。在联邦一级，参议员科里·布克、约翰·图恩、黛比·斯塔贝诺和约翰·博兹曼共同发起了一项授权商品期货的法案交易委员会 (CFTC) 担任加密货币监管机构，而参议员 Kirsten Gillibrand 和 Cynthia Lummis 正在联合发起法案，为数字资产和虚拟货币制定更清晰的指导方针。立法者甚至求助于像马克扎克伯格这样的技术人物来打击加密货币欺诈。

来源：连锁分析

None of these or similar crypto-focused bills are expected to pass in 2022, however This level of bipartisan collaboration is unprecedented in recent times. The collaboration should reflect the sheer scale of the need for a regulatory framework. In other words, Democrats and Republicans talking about anything should stop the press, but the fact that they’re co-sponsoring multiple bills should tell us there’s a tremendous need for guidance.

How should investing in the cryptocurrency space be approached if the government doesn’t put controls in place? There are some general points to consider when considering a cryptocurrency investment opportunity..

When reviewing an opportunity, do your due diligence! Don’t take anyone’s word without some level of substantive support. If crypto isn’t an area of ​​expertise for you, reach out to professionals who have qualified experience. Make sure to use cryptocurrency monitoring and blockchain analysis tools as part of the investigative process whenever possible.

A common strategy used by scammers is to apply undue pressure or artificial deadlines for a potential close.. Slow down the process and take advantage of the time it takes you to make an investment decision.

If it sounds too good to be true, it probably is.. Despite the exaggeration of the cliche, it’s a valid point. There have been instances of programs that offered initial and ongoing dividend payments to new investors and additional dividend payments to investors brought in by those new investors. If that sounds like a pyramid or a multi-level marketing scheme, that’s because it is. Terms such as “risk-free investment” are also used. Finally, If no one knows where the opportunity is coming from, beware.

Although cryptocurrencies can be a fun and exciting topic with many legitimate opportunities, There are bad players who take advantage of the lack of government oversight and the excitement of overzealous or uneducated investors.

Zach Gordon 是 Propeller Industries 的一名注册会计师 (CPA) 和加密会计副总裁，担任加密货币和 Web3 客户组合的部分 CFO 和顾问。他被任命为 40 岁以下 40 岁的注册会计师，是 NYSSCPA 数字资产委员会的成员，自 2016 年以来一直以各种身份与加密客户合作。

本文仅供一般参考之用，并非旨在也不应被解释为投资或法律建议。此处表达的观点、想法和意见仅代表作者的观点，并不一定反映或代表 Cointelegraph 的观点和意见。